How to insure a country house - news about real estate, Kiev, Kyiv region. Real Estate In Ukraine

How to insure a country house - news about real estate, Kiev, Kyiv region. Real Estate In UkraineInsurance suburban housing, like any other, it is voluntary and "pledge" requirement of the Bank that issued the loan to purchase it. Options insurance protection of private households many, and the cost of policies varies from...Insurance suburban housing, like any other, it is voluntary and "pledge" requirement of the Bank that issued the loan to purchase it. Options insurance protection of private households many, and the cost of policies varies from tens of hryvnia to several thousand dollars a year.But that spending is not in vain, to ignore the nuances of such contracts is not worth it.Property insurance and titleThe impetus for the development of the market of insurance services of the suburban real estate was the active lending by banks to its purchase, which, taking the real estate collateral, insist on insurance. The bulk of the company's customers continue to receive from banks at the same time, and gradually increasing the share of voluntary insurance of cottages.Generally real estate insurance property and is divided into the so-called title – the latter guarantees a refund in case of loss of ownership of it, which relates to financial risks. Mortgage borrowers have to acquire as a rule, those and other policies: normally the Bank requires to insure property risks at home, as well as the title on the house and land (or just land)."According to the legislation, land and building on it is two different insurance object, therefore, of the certificate of registration of ownership will be different, and to insure each separately," notes Elena Kalinina, head of property insurance and liability.What is useful "provide a cushion".



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